Indian Health Organisation dupes people

Indian health organisation is a fraud, because they consciously adopt many fraudulent practices. I have also been cheated by indian health organisation in the same modus operandi as everyone else who have been cheated. Please don’t fall in their trap like me. Indian health organisation (iho) initially poses as a health insurance company, talks about being promoted by the president of india, talks about other health schemes where there is age limit and no dental coverage and says that their scheme covers all ages (no age limit) and so on. It talks about cashless treatment with any doctor any hospital, and also about free check-up vouchers and that one can avail benefit for their money paid under section 80d of it act. It also talks about full refund of money if you are not satisfied. Their tune changes completely after you make the payment. Then they say they will give you discount vouchers and if doctors do not entertain, they will try to empanel them or give the address of an alternate doctor or hospital. They also say that the money paid cannot be refunded and they refuse to take responsibility of what their marketing team had told you before you made the payment, telling that you should have known and seen when you pay. Moreover, though they say their scheme is covered under section 80d of it act they are actually not an insurance company. The benefits given by iho are simply discount coupons, and that too with some selected doctors and hospitals who have agreed to entertain their coupons. These hospitals and doctors give similar discounts like they give to corporates, but nothing more. Worst is, the iho coupons cannot be clubbed with any other discount scheme of the doctor or hospital. Hence this is no benefit for me and for many other people. What is unethical about them, and why I call them a fraud is that, they refuse to even return your money, saying it is against their policy. Discount coupons are not like a pizza which once ordered cannot be taken back. Moreover, they do not give you a receipt for your payment so that you can claim it benefits. Another reason why they are a fraud is that, knowing very well about their own false commitment in telemarketing, they do not take action or stop such things from happening repeatedly. This forum clearly bears that out. Moreover, if you ask them to email you their plans and benefits before you take their policy, they just don’t do it. I insist that I have made payment under a wrong impression born out of their telemarketing’s tricky and misleading sales talk, and I want my money back. Will indian health organisation return my money? I have not even got their so-called kit, and even before that I have told them, and I am telling them once again in this forum, that I do not want their kit. They can check from their own records from my name, email address and phone number, and return my money, which I unwittingly transferred using internet on 012. This is just my first posting in this forum. The string of messages I will write in this forum and in many other forums, will soon establish whether or not iho is a fraud. I will also be starting a long and sustained movement against iho over chain mails and many other means which I am not disclosing here as yet. It will take some time, but surely we can make this a national movement against this unethical company called indian health organisation. Those who have been cheated by iho can please get in touch with me on phone or email as give below. Shuvendu patnaik mobile: 5890 email: @gmail.Com