I had taken two life time super pension policies one, is for my name purna dave,& second is formy sister's name prerana dave, & I had withdrawal of it before 2 years. Then I got phone through information from several delhi iicicipru agent andsaid me that your bonus and your agent commission are left here in your policy and if you want to take it, you have to take one policy of 50%of your previous policy premium. Then I took these new two policies of guaranteed savings insurance plan one is for my name purna upadhyay (surname is changed after merriage),and second is formy sister's name prerana vyas(surname is changed after merriage) ,on 012. Then the agent contacts me on 28/06/2012 and said me to take 25% of your previous policy premium.Then I want to know the agent guide me proper way or only want my new policy from my side to gain his job target. My previous policy bonus and agent commission can I get it and what is its procedure? and can I withdraw my new policy, guaranteed savings insurance plan, after one year and how much profit in this plan? thanks for your valuable help.