Dear sir / Madam, this is ramanathan s from madurai, tamilnadu. I am writing this mail on behalf of my father mr.Rm.Senthilnathan, madurai. He is a business man & we have faced a critical issue, when we have applied for a new car loan with state bank of india, madurai very recently. Find below the details of the loans which we had applied & closed on the mentioned dates below, but unfortunately these following banks has not updated the same in cibil, which creates the issue for us when we have applied for a new car loan with sbi,madurai.. 1. Bank name – ICICI bank, madurai loan type – automobile loan borrower name – rm.Senthilnathan loan number – lamdu00008646085 loan amount – rs.215000 loan disbursed date – 24/11/2006 loan closed date – 26/06/2009 2. Bank name – LIC housing finance, madurai loan type – housing loan borrower name – rm.Senthilnathan & s.Vasantha loan number – 6623 loan amount – rs.300000 loan disbursed date – 30/01/2003 loan closed date – 31/10/2007 3. Bank name – andhra bank, madurai loan type – housing loan borrower name – s.Vasantha loan number – hlps19 loan amount – rs.300000 loan disbursed date – december 2004 loan closed date – 12/04/2012 more over sbi, madurai has said that we have borrowed a loan amount of rs.10, 0000 in the year of 2007 in my mother’s name s.Vasantha, but we have not borrowed such a loan at all. We are really collapsed with such a kind of shocking information from cibil. We are really upset & irritated because of the above issues. It will irritate any of the prompt customers like us. How a banking sector can be such lethargic in customers’ welfare? if we have not paid an overdue amount of even rs.100, the above banks will not leave us but how cum they would leave these updations & it’s more or like taking customers for granted. This is the only country where banks will penalize prompt customers who are repaying the loans before the loan period ends & run behind the defaulters for getting back at least the principle amount after negotiations with those defaulters. Kindly take necessary actions & do the needful as soon as possible, till that we would not able to get any other loans which are really urgent for us. Hope you understand the seriousness & do the needful.