On 19th january in the morning around 5.10 a.M. I receive an sms from hdfc bank stating that my debit card (no. 5326 7601 0770 684) has been used for a debit of rs. ,383 in CD obregon at soriana 232 borlaug. After checking for the location of the city obregon, I found that this is a city in mexico where my card has been used. However, I have been staying in bangalore. Moreover, my bank statement reflects that it is a pos transaction which means that the forged card has been swiped there whereas the original and authentic debit card is in my possession in bangalore. I went to the bank and have informed them about the same. They said they will investigate and will let me know whether I will get the money refunded. They DID not assure the refund of my money. They cannot even blame that my password has been compromised through net banking in some unauthorized or insecure gateway. The transaction clearly reflects a pos that is point of sale which means that the card has been swiped.